From October 14^th 2025, Windows 10 will no longer be supported, and all machines will need to run Windows 11 to remain supported by Microsoft. Any devices still operating on older versions will no longer receive security updates, leaving businesses vulnerable to cyber threats and compliance risks. With this deadline fast approaching, many companies will soon be facing significant hardware upgrade requirements.

The Impact on Businesses‍

There will be a significant number of businesses that will be using machines operating on Windows 10 and may not be aware of the October deadline. With Windows 10 end of support being the 14^th of October, machines with Windows 10 will no longer receive security update releases, technical support from Microsoft or bug fix patches. Many organisations currently have devices purchased during the COVID-19 pandemic, and a lot of these machines do not meet the system requirements of Windows 11, meaning they will need to be replaced. IT suppliers are therefore anticipating an increase in demand for new hardware as businesses look to upgrade equipment.

While this upgrade may have been planned and budgeted for in advance for some businesses, for many others the sudden need to replace a significant number of devices could place considerable strain on cash flow.

How can asset finance help?

Rather than making large upfront payments for new hardware, asset finance allows businesses to spread the cost of their investment over time.  

This enables companies to benefit from the below:

‍Preserve cash flow

Instead of significant one-off expenses, businesses can pay in manageable monthly instalments. This frees up capital for other operational costs, enabling you to maintain financial stability while having the required technology.  

Access the latest technology

Upgrading your machines means that your business can meet the Windows 11 requirements. Without the barrier of high initial costs, you can invest in the technologies that you require for security purposes and to meet regulation without pressing budget restrictions.  

‍Stay secure and compliant‍

Upgrading to devices that meet Windows 11 requirements ensures your business is supported, avoids vulnerabilities, data breaches, and potential regulatory fines. By financing new hardware, companies can implement up-to-date security measures they require.

‍Consider operating leases for cost efficiency and flexibility

 Operating leases enable you to only pay for useful life of the assets rather than a full cost.  

• A residual value is applied to the equipment, reducing the financed amount and lowering monthly payments.
• At the end of the lease term, businesses can return the equipment, upgrade to newer models, or explore other options, ensuring they always have access to the latest technology without ownership burdens.
• Additionally, all residual value risk sits with the funder, meaning no financial risk for you.
• This approach helps streamline IT refresh cycles while delivering ROI and tax benefits.

Plan ahead

With suppliers expecting a surge in demand, delaying your upgrade plans could lead to longer lead times and potential shortages.  

Explore what options your business has now to ensure smooth transition to Windows 11 without unexpected delays or costs.  

If you would like more information, get in touch with our Key Account Manager Ben Howe, who is experienced in financing IT hardware and software or contact us here.

‍Bluestone, Your Finance Partner

Bluestone is an independent, award-winning broker with a team of experienced professionals providing finance solutions to UK businesses, supporting them to invest in the future growth of their business.  

With over 27 years of sector experience, Bluestone takes pride in their ethical and consultative approach when securing finance to unlock your organisation's potential. For more information, visit Bluestone.

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