Version1: 06/02/2025
The following document our approach to meeting the Products & Services Outcome and Price & Value Outcome – Information for introducers and consumers of the Product.
We’ve assessed that:
The product is designed to meet the needs of the target group, where key needs are; being able to access a short-term lend facility to be able to obtain a property or enhance via development in a short time frame. With the ability to offer flexible repayment structures to suit the required needs. The product features and criteria are designed to support these needs.
This target market assessment matrix segments the target customers for the Product, recognising their different needs to enable you to tailor the services you provide when you distribute the Product.
The Product is designed for numerous borrower types including Individuals, Sole Traders and Small Partnerships. These entities are likely to include some customers with characteristics of vulnerability or who will experience vulnerability over time.
Generally speaking, retail consumers are likely to have a comprehensive understanding of Property Finance or the market, therefore, they may require additional advice and support to ensure they understand the information being presented to them and the implications of the arrangement they are entering into to reduce the risk of harm occurring.
We considered the needs, characteristics and objectives of customers with characteristics of vulnerability at all stages of the design process for this Product to ensure the Product meets their needs and the Distribution channels are fit for purpose.
We have a corporate framework in place to achieve good outcomes for vulnerable customers, which includes:
Introducers should continue to comply with their obligations to ensure that they treat customers in vulnerable circumstances fairly.
Please contact us if you need any further information about how we support the needs of all our customers in relation to the Product.
Our products and suppliers are reviewed monthly in our company management meeting to ensure they continue to deliver fair value for our customers. There view includes:
Results of our assessment
Our assessment concluded that the Product continues to deliver fair value for customers in the target market.
You’ll find information sheets on other Bluestone Products on our website at www.Bluestone.app/consumer-duty
If you have any questions rising form this document please contact our compliance team on email compliance@bluestone.app or by phone on 01924 248800
For any other enquiries please contact your Dedicated Account Manager.
Version1: 06/02/2025
The following document our approach to meeting the Products & Services Outcome and Price & Value Outcome – Information for introducers and consumers of the Product.
We’ve assessed that:
The product is designed to meet the needs of the target group, where key needs are; being able to access a short-term lend facility to be able to obtain a property or enhance via development in a short time frame. With the ability to offer flexible repayment structures to suit the required needs. The product features and criteria are designed to support these needs.
This target market assessment matrix segments the target customers for the Product, recognising their different needs to enable you to tailor the services you provide when you distribute the Product.
The Product is designed for numerous borrower types including Individuals, Sole Traders and Small Partnerships. These entities are likely to include some customers with characteristics of vulnerability or who will experience vulnerability over time.
Generally speaking, retail consumers are less likely to have a comprehensive understanding of Property Finance or the market, therefore, they may require additional advice and support to ensure they understand the information being presented to them and the implications of the arrangement they are entering into to reduce the risk of harm occurring.
We considered the needs, characteristics and objectives of customers with characteristics of vulnerability at all stages of the design process for this Product to ensure the Product meets their needs and the Distribution channels are fit for purpose.
We have a corporate framework in place to achieve good outcomes for vulnerable customers, which includes:
Introducers should continue to comply with their obligations to ensure that they treat customers in vulnerable circumstances fairly.
Please contact us if you need any further information about how we support the needs of all our customers in relation to the Product.
Our products and suppliers are reviewed monthly in our company management meeting to ensure they continue to deliver fair value for our customers. There view includes:
Our assessment concluded that the Product continues to deliver fair value for customers in the target market.
You’ll find information sheets on other Bluestone Products on our website at www.Bluestone.app/consumer-duty
If you have any questions rising form this document please contact our compliance team on email compliance@bluestone.app or by phone on 01924 248800
For any other enquiries please contact your Dedicated Account Manager
Version1: 06/02/2025
The following document our approach to meeting the Products & Services Outcome and Price & Value Outcome – Information for introducers and consumers of the Product.
We’ve assessed that:
The product is designed to meet the needs of the target group, where key needs are; to create an investment within the property market whether Commercial or Residential in order to aid cashflow for other areas. With the ability to obtain over a long period of time. The product features and criteria are designed to support these needs.
Key product features & benefits
This target market assessment matrix segments the target customers for the Product, recognising their different needs to enable you to tailor the services you provide when you distribute the Product.
The Product is designed for numerous borrower types including Individuals, Sole Traders and Small Partnerships. These entities are likely to include some customers with characteristics of vulnerability or who will experience vulnerability over time.
Generally speaking, retail consumers are less likely to have a comprehensive understanding of Property Finance or the market, therefore, they may require additional advice and support to ensure they understand the information being presented to them and the implications of the arrangement they are entering into to reduce the risk of harm occurring.
We considered the needs, characteristics and objectives of customers with characteristics of vulnerability at all stages of the design process for this Product to ensure the Product meets their needs and the Distribution channels are fit for purpose.
We have a corporate framework in place to achieve good outcomes for vulnerable customers, which includes:
Introducers should continue to comply with their obligations to ensure that they treat customers in vulnerable circumstances fairly.
Please contact us if you need any further information about how we support the needs of all our customers in relation to the Product.
Our products and suppliers are reviewed monthly in our company management meeting to ensure they continue to deliver fair value for our customers. The review includes:
Our assessment concluded that the Product continues to deliver fair value for customers in the target market.
You’ll find information sheets on other Bluestone Products on our website at www.Bluestone.app/consumer-duty
If you have any questions rising form this document please contact our compliance team on email compliance@bluestone.app or by phone on 01924 248800
For any other enquiries please contact your Dedicated Account Manager.
The following document our approach to meeting the Products & Services Outcome and Price & Value Outcome – Information for introducers and consumers of the Product.
We’ve assessed that:
The product is designed to meet the needs of the target group, where key needs are; ability to obtain a commercial premises with the aid of monthly payments over a period of time with a low interest rate. This provides the ability to utilise funds in other areas of the business, along with providing certainty of ownership. The product features and criteria are designed to support these needs.
Key product features & benefits
This target market assessment matrix segments the target customers for the Product, recognising their different needs to enable you to tailor the services you provide when you distribute the Product.
The Product is designed for numerous borrower types including Individuals, Sole Traders and Small Partnerships. These entities are likely to include some customers with characteristics of vulnerability or who will experience vulnerability over time.
Generally speaking, retail consumers are less likely to have a comprehensive understanding of the Property Finance or the market, therefore, they may require additional advice and support to ensure they understand the information being presented to them and the implications of the arrangement they are entering into to reduce the risk of harm occurring.
We considered the needs, characteristics and objectives of customers with characteristics of vulnerability at all stages of the design process for this Product to ensure the Product meets their needs and the Distribution channels are fit for purpose.
We have a corporate framework in place to achieve good outcomes for vulnerable customers, which includes:
Introducers should continue to comply with their obligations to ensure that they treat customers in vulnerable circumstances fairly.
Please contact us if you need any further information about how we support the needs of all our customers in relation to the Product.
Our products and suppliers are reviewed monthly in our company management meeting to ensure they continue to deliver fair value for our customers. The review includes:
Our assessment concluded that the Product continues to deliver fair value for customers in the target market.
You’ll find information sheets on other Bluestone Products on our website at www.Bluestone.app/consumer-duty
If you have any questions rising form this document please contact our compliance team on email compliance@bluestone.app or by phone on 01924 248800
For any other enquiries please contact your Dedicated Account Manager.
